Set & Scenic Fabrication Insurance

Insurance for Set Builders & Scenic Fabricators

Your shop designs and builds custom scenic elements — sets, environments, retail fixtures, branded installations. Your insurance program should reflect that. Most don't. Ours does.

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The Misclassification Problem

Scenic Fabrication Isn't Construction. The Difference Is Real Money.

Set and scenic fabricators are routinely coded to construction classifications — and pay construction-level premiums for work that happens primarily in a controlled shop environment. The distinction matters, and we fight for it.

How Most Brokers Code You

  • × Construction class codes — higher base rates
  • × Treated as a General Contractor with structural exposure
  • × Install work used to define the entire company
  • × Limited carrier appetite, higher declinations
  • × Coverage exclusions that don't match your operations

How ISSI Positions You

  • ✓ Core ops coded correctly: design + in-house fabrication
  • ✓ Install and strike scoped as a controlled subset
  • ✓ Non-structural, non-GC narrative built for underwriters
  • ✓ Broader carrier appetite, fewer declinations
  • ✓ Coverage terms aligned to your actual workflow

Your Workflow. Your Coverage.

Coverage Aligned to Every Phase of the Build

From the design brief through fabrication, install, and strike — each phase carries different exposures. We cover all four.

01
DESIGN

E&O / Professional Liability covering design commitments and contract obligations.

02
FABRICATION

WC, property, tools, equipment, and work-in-progress inventory at correct classification.

03
INSTALLATION

Installation Floater covering property-at-work through client acceptance. GL without Action Over exclusion.

04
STRIKE

GL and worker injury exposure remain active through full teardown, load-out, and venue departure.

Between the Builds

The Program Keeps Working After It Binds

The exposures don't stop at strike, and neither does the work. Between renewals, we help tighten the parts of the operation that drive claims: written load-in and load-out procedures, cleaner site handoffs, sharper driver selection for the crews moving your builds. Certificates go out same day and correct, so a venue never holds up a load-in over missing additional-insured wording. Fewer claims, and a loss history that earns better terms the next time carriers look at you.

Schedule Your Coverage Blueprint™ Review

Tell us about your shop, your clients, and your project scope. We'll start with the story and build the program from there.

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